Shaping your
financial future
We help with tailored lending solutions for any situation.

ABOUT US
Empowering your financial journey with expertise & care
At S3 Finance, led by Aman Singh, we are committed to providing tailored financial solutions that help you achieve your goals. With nearly 10 years of experience in residential, business and asset financing, Aman brings a wealth of knowledge and a genuine passion for guiding clients through the complexities of lending.
Our approach is rooted in offering a second to none service, ensuring that you’re informed at every step, and creating customised strategies that grow with your needs. Whether you’re securing a home loan, business loan, or specialised financing, we’re here to empower you with clarity and confidence.






















WHY CHOOSE US
Getting a loan with our team

No pressure consultations
Explore your options with confidence in a relaxed, pressure-free setting where your questions are welcome and your decisions are always respected.

Panel of over 60 lenders
Gain access to a broad range of lending options from over 60 trusted lenders, ensuring we find the best possible solution tailored to your unique financial needs.

Goal-Based Approach
We focus on your long-term financial goals, crafting personalised lending strategies that support your evolving financial journey.

HOW WE CAN HELP
Our services
At S3 Finance, we offer a comprehensive range of tailored financial solutions to help you achieve your personal and professional goals. Whether you’re buying your first home, expanding your property portfolio, or need financing for business growth, our team is here to guide you with expertise and personalised support.
First Home Purchase
Buying your first home is a big step and we’re here to make it as easy and enjoyable as possible. From understanding your options to securing the best loan, we guide you at every stage to help you achieve your dream.
Next Home Purchase
Moving up, downsizing, or changing locations? We help you make the most of your current equity and tailor a mortgage plan that aligns with your lifestyle, financial goals, and property aspirations.
Refinancing
Refinancing can be a great way to reduce your monthly repayments, secure a better rate, or access extra funds. We help you explore all available options to find a refinancing solution that suits your needs.
Investment Property Loans
Whether you’re a first-time investor or expanding your portfolio, our investment loans are designed to help you maximise your return. We offer customised loan options and expert guidance to support your property investment journey.
Business Loans
Whether you’re purchasing a new business, expanding operations, or managing cash flow, we work with you to secure flexible funding that aligns with your business vision and growth strategy.
Debt Consolidation, Including Tax Debt
Managing multiple debts can be overwhelming. We make it easier by consolidating everything—including tax debt—into one structured repayment, so you can take control of your finances with confidence.
Cash Out & Equity Release
Looking to tap into your home’s equity? Whether for renovations, investments, or personal goals, our cash-out and equity release services allow you to access funds when you need them, with a solution suited to your circumstances.
SMSF Lending
Exploring options to use your self-managed super fund for property investment? We specialise in SMSF loans, providing flexible funding options and support to help you achieve your retirement and investment goals with confidence.
Vacant Land & Construction
Building from scratch or buying land? Our vacant land and construction loans are designed to support your project from start to finish, offering clear terms and flexible options to make your plans a reality.
NDIS Loans
Investing in NDIS-approved housing? Our NDIS loan options provide you with tailored support to finance accessible and secure housing, meeting all requirements to help you invest with peace of mind.
Car & Equipment Finance
Whether for personal use or business growth, our car and equipment finance options make it easier to get the assets you need. We provide competitive rates and terms so you can secure the right vehicles or machinery hassle-free.
Personal Loans
Personal loans offer flexibility for whatever life brings—whether it’s a special purchase, unexpected expense, or personal goal. Our personal loans are easy to apply for, with competitive rates and tailored terms to suit your needs.

SPEAK TO US
Ready to achieve your financial goals?
From finding the right home loan to securing business or personal finance, we’re here to make every step clear and manageable. Trust us to provide expert guidance and tailored solutions to help you move forward with confidence.
HOW WE CAN HELP
Our featured services
WHAT OUR CLIENTS SAY
One of the best in the industry
“Expertise, personalised service and commitment to finding the best solutions make them a standout choice for anyone seeking financial guidance.”
First Home Buyer, Melbourne
